Heritage Land Bank offers a full range of financing alternatives
for farmers, ranchers, rural homeowners and other rural landowners. Financing options include:

• Fixed and variable interest rates
• Long-, intermediate- and short-term financing
• Monthly, quarterly, semi-annual or annual payments
• Repayment terms up to 30 years

Land & Home Lending – Mortgage financing for the purchase,
refinance or improvement of:

• Recreational Property
• Farms & Ranches
• Country Homes
• Home Construction
• Timber
• Poultry
• Nursery Operations
• Real Estate Improvements

Production Lending – Short- and intermediate-term financing for:

• Seasonal operating needs
• Equipment
• Livestock
• Agribusiness
• Real Estate Improvements