Heritage Land Bank
Cash Management Tools
Cash Management Tools
Heritage Land Bank offers cash management tools to benefit you and your business. If you are not already using the Heritage Land Bank cash management tools, please call today to discuss how they can help you spend less time managing your cash and more time running your business.
Ag Banking Online Account Access
The Ag Banking Online Account Access cash management tool from Heritage Land Bank is a confidential, secure, and Web-based program allowing you to make online payments and transfer funds from your business or personal checking account. In addition, you can view your payment history, online transaction history and patronage history. view your Heritage Land Bank account online. Track when your next payment is due, see the remaining balance on your not, and much more.
AgriLine
The AgriLine cash management tool from Heritage Land Bank makes accessing your line of credit as easy as writing a check by linking your checking account to your line of credit. AgriLine allows you to purchase goods or services using your checking account. The funds are automatically deducted from your line of credit, increasing your checking account balance and covering your purchase.
AgSweep
The AgSweep cash management tool from Heritage Land Bank is a safe and simple method for increasing your company’s earnings by allowing you to minimize excess balances and maximize your return on available funds. An AgSweep account is beneficial for large borrowers that have high cash turnover and daily cash needs. With AgSweep from Heritage Land Bank, you ca link your revolving line of credit (RLOC) loan to your Wachovia Bank checking account. Your funds are automatically advanced from a line of credit when the commercial checking account falls below the target balance. When excess funds are available in the checking account, the funds are swept and applied to the outstanding balance of the line of credit.
FastCa$h
With the FastCa$h cash management tool from Heritage Land Bank, just one phone call allows you to make a loan payment or to request money from your loan without leaving your home, office, or tractor cab. The money will automatically be transferred to or from your Heritage Land Bank checking or savings account.
GFX
Fast and secure, a wire transfer is the electronic movement of funds with same-day settlement. Through GFX, Heritage Land Bank has the ability to create a wire transfer from a desktop in the office. A GFX wire transfer is sent to you or your designee’s bank account. Payments made by wire transfer are same-day payments.
Lock-Box Accounts
A Lock Box Account from Heritage Land Bank makes receiving and clearing your checks more efficient, reducing the operating expenses of your association. Lock Box Accounts provide a company with a special zip code and quicker deliveries from regional post offices. Lock Box payments are excellent for term loans.
Preauthorized Electronic Installment Drafting
Let Heritage Land Bank save you money on stamps and envelopes and enable you to make your payments on time, every time, with Preauthorized Electronic Installment Drafting. An electronic draft will be drawn on your bank account. If the interest rate changes, you will be notified of the change on a billing notice, and the new installment amount will automatically become the amount withdrawn from your account.