Heritage Land Bank

Loans

LOAN PROGRAMS

Loans

Providing loans for rural real estate, farms and ranches, recreational property, as well as rural homes, livestock, equipment, and agribusiness have been the passion of Heritage Land Bank for over 90 years. Financing options include fixed and variable interest rates, and long-, intermediate-, and short-term loans. Make payments monthly, quarterly, semi-annually, or annually, and set repayment terms up to 30 years. Heritage Land Bank offers a full range of financing alternatives for farmers, ranchers, rural homeowners, and other rural landowners.

Young, Beginning, and Small (YBS) farmers and ranchers face significant obstacles in securing adequate capital. Heritage Land Bank provides a dedicated source for financing the future of America’s agricultural and aquatic production through support of YBS farmers and ranchers.

A secured loan from Heritage Land Bank for starting or improving your plant nursery can make land purchases, construction of green houses, irrigation tanks, or other capital improvements a reality. Heritage Land Bank also provides financing for operating expenses such as mulch, seed, plants, fertilizer, and containers.
From broiler to breeder operations, Heritage Land Bank can finance your poultry operation needs with rural land loans, and construction, capital improvement, and equipment loans.

A recreational loan from Heritage Land Bank can provide the perfect escape for hunters, fishers, or those just wanting wide open space for fun and family time.

Heritage Land Bank offers loans for all phases of the timber industry, from land purchases, land improvements, and reforestation, to harvesting equipment, and operating needs. Financing for timber inventory can also be secured.