AgFAST

AgFAST is a credit-scoring program allowing credit decisions with limited customer information to be made within minutes. By providing fast, friendly and accurate decisions loan approvals can be made for nearly any agriculture related purpose or rural home purpose within the program's limit thus meeting your needs with the speed, efficiency and quality you deserve.

Farm Credit Leasing

We offer special terms for leases on farm and agribusiness equipment.

  • No down payment required
  • Lease end options
  • Lower payments
  • Terms that fit
  • Trade-ins

Minnesota Mutual Life Insurance

Provides loan protection plans to borrowers in case of the death of one of the primary income earners at a 15 percent reduced rate for Farm Credit members. Minnesota Mutual has provided expert insurance products and services to Land Bank borrowers for more than 35 years.

Funds-Held Accounts and Future-Payment Accounts

Heritage Land Bank offers interest-bearing funds-held accounts and future-payment accounts for our borrowers. Monies in funds-held accounts earn interest at 2.5% below billing rate of loan. Money in the funds-held account can be used to pay loan installments or withdrawn for other purposes. Installments or other maturing items on the underlying loan will be deducted automatically from the future-payment account. Funds-held and future-payment accounts are not FDIC insured.