AgFAST
AgFAST is a
credit-scoring program allowing credit decisions with limited customer information to be made within minutes. By providing fast, friendly and
accurate decisions loan approvals can be made for nearly any agriculture related purpose or rural home purpose within the program's limit thus meeting your needs with
the speed, efficiency and quality you deserve.

Farm Credit
Leasing
We offer special
terms for leases on farm and agribusiness equipment.
- No down payment required
- Lease end options
- Lower payments
- Terms that fit
- Trade-ins
Minnesota
Mutual Life Insurance
Provides loan
protection plans to borrowers in case of the death of one of the
primary income earners at a 15 percent reduced rate for Farm Credit
members. Minnesota Mutual has provided expert insurance products
and services to Land Bank borrowers for more than 35 years.
Funds-Held
Accounts and Future-Payment Accounts
Heritage Land
Bank offers interest-bearing funds-held accounts and future-payment
accounts for our borrowers. Monies in funds-held accounts earn interest
at 2.5% below billing rate of loan. Money in the funds-held account
can be used to pay loan installments or withdrawn for other purposes.
Installments or other maturing items on the underlying loan will
be deducted automatically from the future-payment account. Funds-held
and future-payment accounts are not FDIC insured. |